Overdraft Loan 

At MS Finserv, we understand that unexpected expenses or financial emergencies can arise at any time. That’s why we provide a flexible and convenient Overdraft Facility to help you manage your cash flow more effectively.

What is Overdraft?

An OD (Overdraft) loan is a type of credit facility offered by financial institutions that allow borrowers to withdraw funds beyond their account balance, up to a specified limit. It provides you with the flexibility to cover your short-term financial needs without the hassle of applying for a new loan every time.

Why Choose OD?

1. Flexibility: With an OD loan, you have the flexibility to borrow funds as and when required, up to the predefined limit. You have the freedom to withdraw and repay as per your convenience, ensuring that you have access to funds whenever you need them the most.

2. Quick and Convenient: Our OD loan application process is quick and hassle-free. We understand the urgency of your financial needs and strive to provide you with a seamless borrowing experience. Our dedicated team of professionals will guide you at every step, ensuring that the loan is processed efficiently.

3. No Collateral Required: Unlike traditional loans, OD loans do not require any collateral. You can avail this facility by providing a good credit history, making it easier and accessible for individuals who may not have tangible assets to offer as security.

4. Credit Management: OD Loan Services also offers assistance and guidance in managing your credit effectively. We understand the importance of maintaining a good credit score and provide valuable advice to help you improve and sustain a healthy credit profile.

How to Apply?

Applying for an OD with MS Finserv is a simple and hassle-free process. Just follow these steps:

1. Fill out the online application form with the necessary details.
2. Submit the required documents, including proof of identity, address, and income.
3. Our team will review your application and documentation.
4. If eligible, you will receive an approval notification with the loan amount and terms.
5. Upon acceptance, the approved funds will be disbursed directly into your designated bank account.

Don’t let financial constraints limit your aspirations and goals. Choose OD Facility today for flexible and affordable credit facilities that cater to your unique borrowing requirements either for investment or emergency.